TERMS &
CONDITIONS

Last update: June 2023

About us

Oxford Capital Partners LLP (OCP) is an investment management firm whose registered office is at 46 Woodstock Road, Oxford, OX2 6HT. OCP is registered in England and Wales No. OC373659 and is authorised and regulated by the Financial Conduct Authority (FCA) under no. 585981. Further details are available from the Financial Services Register at https://register.fca.org.uk/s/.

OCP is not associated with any other companies of a similar name.

Complaints and Compensation

OCP’s Complaints policy is available on request.

OCP’s investments for private individuals are covered by the Financial Ombudsman Service.  Full details of this service can be found at www.financial-ombudsman.org.uk. In the event that OCP is unable to meet its liabilities, you may be able to apply to the Financial Services Compensation Scheme. Further information about compensation arrangements can be found at www.fscs.org.uk.

Privacy Policy and Cookies

OCP’s Privacy policy sets out how we are committed to protecting the privacy and security of your personal data in accordance with data protection law.  The policy provides details of how personal information (i.e. information which directly or indirectly identifies you) is collected, processed, shared and stored.  It also includes information on how our website may use cookies.  Privacy policy available here.

Intellectual Property

The content on this website – including trademarks, logos, photos, descriptions and other original material – should be considered Intellectual Property of OCP. Other trademarks, such as those of our portfolio companies, are owned by their respective owners. You may view the website and download any part of it to a personal computer so that you can view it for private purposes. However, no part of this website may be copied, altered or duplicated in any form or by any means or redistributed to any other party without the express written consent of OCP.

Linking to our Website

You may link to our website, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it. You must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists.

Third Party Products and Services

Our website contains links to other websites provided by independent third parties. OCP does not endorse, and accepts no responsibility or liability for, the use, availability or contents of such websites and any use is entirely at your own risk.

Liability

OCP will take reasonable care to ensure that the information provided on this website is accurate and up to date, although no representations or warranties are given of any kind, express or implied, with regard to the accuracy or completeness of this information.  OCP and its directors, employees and officers exclude all liability and responsibility in connection with the use of this website. Users of this website do so entirely at their own risk.  OCP may amend the content of this website or any part of it, or may periodically make it unavailable for updating, with or without notice, at any time, and are not liable to users of this website for any effect thereof.

The above limitations and exclusions shall not affect the duties or liabilities of OCP under the Financial Services and Markets Act 2000.

Jurisdiction and Laws

All business conducted by OCP shall be governed by and construed in accordance with the laws of England and Wales and all contracted parties submit to the exclusive jurisdiction of the courts of England and Wales.

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Due to the potential for losses, the Financial Conduct Authority (FCA) considers this investment to be high risk.

What are the key risks?

  1. You could lose all the money you invest
    1. If the business you invest in fails, you are likely to lose 100% of the money you invested. Most start-up businesses fail.
  2. You are unlikely to be protected if something goes wrong
    1. Protection from the Financial Services Compensation Scheme (FSCS), in relation to claims against failed regulated firms, does not cover poor investment performance. Try the FSCS investment protection checker here.
    2. Protection from the Financial Ombudsman Service (FOS) does not cover poor investment performance. If you have a complaint against an FCA-regulated firm, FOS may be able to consider it. Learn more about FOS protection here.
  3. You won’t get your money back quickly
    1. Even if the business you invest in is successful, it may take several years to get your money back. You are unlikely to be able to sell your investment early.
    2. The most likely way to get your money back is if the business is bought by another business or lists its shares on an exchange such as the London Stock Exchange. These events are not common.
    3. If you are investing in a start-up business, you should not expect to get your money back through dividends. Start-up businesses rarely pay these.
  4. Don’t put all your eggs in one basket
    1. Putting all your money into a single business or type of investment for example, is risky. Spreading your money across different investments makes you less dependent on any one to do well.
    2. A good rule of thumb is not to invest more than 10% of your money in high-risk investments. https://www.fca.org.uk/investsmart/5-questions-ask-you-invest
  5. The value of your investment can be reduced
    1. The percentage of the business that you own will decrease if the business issues more shares. This could mean that the value of your investment reduces, depending on how much the business grows. Most start-up businesses issue multiple rounds of shares.
    2. These new shares could have additional rights that your shares don’t have, such as the right to receive a fixed dividend, which could further reduce your chances of getting a return on your investment.

 

If you are interested in learning more about how to protect yourself, visit the FCA’s website here.