INVESTING WITH
Oxford Capital

Since 1999, we’ve been pioneering products that allow individuals and families to invest in some of the most innovative early-stage companies in the UK.

Don’t invest unless you’re prepared to lose all the money you invest. This is a high-risk investment.

What does oxford capital invest in?

Backing Founders

Investing in early-stage UK-based technology startups, from Pre-seed to Series A.

The Oxford Capital EIS enables clients to build a discretionary managed portfolio of Backing Founders investments, while benefiting from EIS tax advantages.

BACKING GROWTH

Investing in later-stage UK-based science and technology startups and scaleups, from Series A onwards.

The Oxford Capital Co-Investor Circle (“CIC”) enables clients to build their own portfolio of Backing Growth investments.

some of our recent success stories

latent

Acquired by Waymo (a Google subsidiary)

red sift logo

Transforming the Cyber Security Sector

moneybox

Hitting 1 Million Customers

How can I INVEST WITH OXFORD CAPITAL?

oxford capital EIS

The Oxford Capital EIS enables clients to build a discretionary managed portfolio of high-potential UK technology startups, while benefiting from EIS tax advantages.

If you’re an adviser, find out more about how Oxford Capital can support you and your clients.

oxford capital CIC

The Oxford Capital Co-Investor Circle (“CIC”) enables clients to build their own portfolio of high-potential science and technology scaleups by making investments into individual companies. 

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Due to the potential for losses, the Financial Conduct Authority (FCA) considers this investment to be high risk.

What are the key risks?

  1. You could lose all the money you invest
    1. If the business you invest in fails, you are likely to lose 100% of the money you invested. Most start-up businesses fail.
  2. You are unlikely to be protected if something goes wrong
    1. Protection from the Financial Services Compensation Scheme (FSCS), in relation to claims against failed regulated firms, does not cover poor investment performance. Try the FSCS investment protection checker here.
    2. Protection from the Financial Ombudsman Service (FOS) does not cover poor investment performance. If you have a complaint against an FCA-regulated firm, FOS may be able to consider it. Learn more about FOS protection here.
  3. You won’t get your money back quickly
    1. Even if the business you invest in is successful, it may take several years to get your money back. You are unlikely to be able to sell your investment early.
    2. The most likely way to get your money back is if the business is bought by another business or lists its shares on an exchange such as the London Stock Exchange. These events are not common.
    3. If you are investing in a start-up business, you should not expect to get your money back through dividends. Start-up businesses rarely pay these.
  4. Don’t put all your eggs in one basket
    1. Putting all your money into a single business or type of investment for example, is risky. Spreading your money across different investments makes you less dependent on any one to do well.
    2. A good rule of thumb is not to invest more than 10% of your money in high-risk investments. https://www.fca.org.uk/investsmart/5-questions-ask-you-invest
  5. The value of your investment can be reduced
    1. The percentage of the business that you own will decrease if the business issues more shares. This could mean that the value of your investment reduces, depending on how much the business grows. Most start-up businesses issue multiple rounds of shares.
    2. These new shares could have additional rights that your shares don’t have, such as the right to receive a fixed dividend, which could further reduce your chances of getting a return on your investment.

 

If you are interested in learning more about how to protect yourself, visit the FCA’s website here.